Savings Accounts

CVF Makes Savings Accounts Easy

No matter what your goals, our savings accounts can help you get there. Online banking, bill payment, mobile banking and eStatements make it easier to keep your financial life on track. Your deposits are Federally insured to the maximum amount by the National Credit Union Administration (NCUA). When you visit CVF Credit Union, you can expect a warm and memorable experience delivered to you by the industry’s most caring and professional staff of experts. Everything we do is about you. Visit us today and experience CVF Credit Union, and once you do you’ll know where you will bank for life.

Savings Account

Our Personal Savings is available to every one with only a minimum balance of $5 and is required for membership with CVF Credit Union. This primary, personal savings account is the gateway to all things CVF and will give you access to everything you need from online banking and credit cards to mortgages and retirement accounts. Plus, our savings accounts earn you competitive dividends and rates.

Money Market Account

Our Money Market account is perfect if you are looking to make the most of your money without a lot of activity. You’ll earn higher interest rates the more you save and still have the access you need, when you need it. Our competitive rates and tiered dividend structure return higher yields on larger balances. Funds are available for withdrawal at our office at any time. Money Market accounts can be opened with no minimum balance, but require a minimum balance of $2,500 or more to earn interest.

(Limited check access – three per month. Fees may apply to additional checks written.)


Save for college. Plan for retirement. Save for a splurge. All risk-free! Our Certificates of Deposit offer you the comfort of knowing your interest is guaranteed through the life of your CDs term. You will enjoy guaranteed returns with a broad range of maturity dates. Each CD earns you a higher interest rate than regular shares. Terms range from one year to five years, with minimum opening deposits as low as $500. Deposits and withdrawals are not allowed during the term of the certificate but can be made upon maturity of the CD.

  • Dividends exceed those of most traditional savings accounts
  • Generally, the longer the term, the higher the dividends
  • Minimum opening deposit of $500


An Individual Retirement Account (IRA) from CVF Credit Union affords members the opportunity to leverage income tax advantages and build a nest egg for retirement purposes. Choose from a traditional, Roth, or ESA.

  • Dividends are declared quarterly.
  • Terms from one to five years.

Club Accounts

Christmas and vacation club accounts can help you prepare for a family trip or holiday expenses. Tuck away a few dollars here and there as you save for a family adventure, new furniture, college tuition, or anything else.

Coverdell Education Savings (ESA)

Start saving for your child’s education. Funds can be used for Catholic school and college. When you’re ready, the amount withdrawn is tax-free if used for qualified education expenses.

Check Current Rates

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    Savings Calculator

    The calculators on this website are being provided for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a member’s eligibility or terms for a specific product or service. CVF Credit Union is not responsible for the content, results, or accuracy of the information on the calculators. The calculations are hypothetical examples designed to illustrate the impact compounding can have. The examples are not representative of any investment class or specific security.