No matter what your goals, our savings accounts can help you get there. Online banking, bill payment, mobile banking and eStatements make it easier to keep your financial life on track. Your deposits are Federally insured to the maximum amount by the National Credit Union Administration (NCUA). When you visit CVF Credit Union, you can expect a warm and memorable experience delivered to you by the industry’s most caring and professional staff of experts. Everything we do is about you. Visit us today and experience CVF Credit Union, and once you do you’ll know where you will bank for life.

How to Join

Savings & IRA Accounts


Personalize your savings portfolio by choosing the plan that’s right for your financial needs. All of our accounts offer the convenience of direct deposit from your paycheck. Best of all, our savings accounts earn you competitive dividends and rates.

  • Personal Savings –Basic membership savings. Available to open with only a minimum balance of $5.
  • Youth Savings Youth accounts (Age 16 and under) incur no fees and earn higher dividends for balances up to $1,000. Youth savings accounts can be accessed to at our Student Credit Unions.
  • Share Certificates –Lock into competitive rates. You can ladder your certificates to provide liquidity and better returns.
  • Individual Retirement Accounts (IRAs) –Leverage income tax advantages and build a nest egg for retirement purposes. Start with an IRA savings account. Dividends are declared quarterly. Grow into IRA Certificate Accounts with terms from six months to five years. Traditional and ROTH IRAs available.
  • Coverdell Education Savings Accounts – Start saving for your child’s education. Funds can be used for Catholic school and college. When you’re ready, the amount withdrawn is tax-free if used for qualified education expenses.
  • Money Market Accounts –Our competitive rates and tiered dividend structure return higher yields on larger balances. Funds are available for withdrawal at our office at any time. (Limited check access – three per month. Fees may apply to additional checks written.)
  • Club Accounts –Christmas and vacation club accounts can help you prepare for a family trip or holiday expenses.piggybank

Savings Calculator

The calculators on this website are being provided for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a member’s eligibility or terms for a specific product or service. CVF Credit Union is not responsible for the content, results, or accuracy of the information on the calculators. The calculations are hypothetical examples designed to illustrate the impact compounding can have. The examples are not representative of any investment class or specific security.