Debt Helper Loans

Consolidate to One Payment with Debt Helper Options from CVF!

CVF wants to help you de-clutter your life with fewer bills! We offer a variety of options for you to work with us to consolidate your debt into a manageable monthly payment today! We know you have a lot of things to take care of and some things you can plan for and other things just seem to happen. Whatever the case, you can count on us to make life a little easier for you.

Unsecured Debt Helper Loan

This unsecured loan is perfect for those members looking for a fixed rate, fixed term with the ability to borrow as little as $1,000. Plus, you can apply online and get the financing quickly. This table below shows estimated monthly payments with certain assumptions.

How much do you need?$2,500$5,000$7,500
Your estimated monthy payment:$66$132$198
See Current RatesApply For Your Holiday Helper Loan

* Annual Percentage Rates (APRs) vary and are dependent on individual credit history. Rates are available as of Jan. 1, 2024, and are subject to change without notice. Offer is not available for loans currently financed with CVF Credit Union. Estimated payment examples is based on term of 48 months and rate of 11.99% APR.

VISA platinum

Variable Rate
No Annual Fee

0% Balance Transfer for 6 months

Reward yourself this holiday – while you shop for others – and enjoy a low rate credit card, enjoy cash back on your purchases, and even take advantage of 0% on all balance transfers to a new CVF Visa for six months. With no annual fee and low rates, whether you use your card to earn rewards, consolidate other balances, or need the credit for a large purchase – we have a card for you!

VISA signature

Variable Rate
No Annual Fee

Skip An Eligible Loan Payment, Free Up Cash!

Is your pocket looking for ways to save a little extra cash this holiday season? Would taking a break from your loan payment provide you some relief? The holidays are stressful enough and sometimes simply skipping a loan payment is enough to give you a little relief. Valued members of CVF may be eligible to skip up to two (2) loan payments on qualifying loans during the calendar year, freeing up the cash you need – when you need it most.

* There is a $35 fee for each loan payment skipped / per loan. Some loans will not qualify for this offer. Your accounts must be in good standing and the skip pay fee already on deposit to qualify. Other qualifications may apply. If you qualify, you may skip up to two payments per calendar year using your online banking / mobile app. Three months in a row (example: December, January, February) is not permissible. Interest will continue to accrue on the total outstanding loan balance for each loan payment that you choose to skip. Each payment skipped will extend the original loan term. CVF Credit Union reserves the right to review your account status and approve or deny your request to skip a loan payment.