Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons CVF Credit Union chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does CVF Credit Union share?||Can you limit this sharing?|
|For our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you.||Yes||Yes|
|For joint marketing with other financial companies.||Yes||Yes|
|For our affiliates’ everyday business purposes – information about your transactions and experiences.||No||We do not share|
|For our affiliates’ everyday business purposes – information about your creditworthiness.||No||We do not share|
|For our affiliates to market to you||Yes||Yes|
|For our non-affiliates to market to you||No||We do not share|
PLEASE NOTE: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When
you are no longer our member, we continue to share information as described in this notice. However, you can contact us at any time
to limit our sharing.
Call 734-432-0212 or visit www.mycvf.org
CVF Credit Union, a division of Catholic Vantage Financial
How does CVF Credit Union protect my information?
To protect your personal information from unauthorized access and use we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also provide you with educational materials related to identity theft to help safeguard your personal and account information.
How does CVF Credit Union collect my personal information?
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on the account.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or service to you.