Our personal checking and savings accounts are designed to help you achieve your financial goals. Online banking, bill payment, mobile banking and eStatements make it easier to keep your financial life on track. Your deposits are federally insured to the maximum amount by the National Credit Union Administration (NCUA).


Our Checking Account Features

  • Mobile Banking with Mobile Deposits
  • Add your Debit Card to mobile wallets (Apple Pay Information)
  • eStatements and eAlerts. Enroll through online banking.
  • Over 30,000 surcharge-free ATMs
  • No Minimum Balance required
  • Free Online Banking and Bill Pay Service
  • Shared Branch / CU Service Center Locations – over 5,000 nationwide
  • Overdraft Protection*
  • Order checks online

More ATMs at more convenient places.

Now you can get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never far from your money.

  • Use surcharge-free ATMs at places like 7-Eleven®, Costco® and Walgreens
  • Make deposits at nearly 9,000 ATMs
  • Never pay a surcharge at participating locations when your ATM card has the CO OP logo on the back
  • Locate an ATM wherever you are—through any of our easy locator tools, including phone, mobile app, text messaging or Internet

Find a surcharge-free ATM right now at co-opatm.org or call 1-888-SITE-CO-OP.

Financial Education: Checking

Our checking account is a great tool and resource to help you manage your money effectively and responsibly. Through our Financial Education Center, you can learn about our checking account.

Contact Us For Checking

    Your privacy is important to us. Please visit us in person or call us at 734-432-0212 to discuss sensitive information.

    Overdraft Protection

    CVF offers protection for our checking accounts. Please be advised, whether your overdrafts will be paid is discretionary and CVF does reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. See our fee schedule for additional details.